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How To Combine Finances When One Person Earns More
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18,027 Views ā€¢ Jul 17, 2024 ā€¢ Click to toggle off description
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Views : 18,027
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Uploaded At Jul 17, 2024 ^^


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RYD date created : 2024-07-24T12:52:38.82696Z
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YouTube Comments - 74 Comments

Top Comments of this video!! :3

@KiingM

1 month ago

We use to do proportional splits but now that we are married itā€™s all combined and in general our sense of security around money is way higher. It was a huge mental boost and our goals seem achievable now.

45 |

@Faben202

1 month ago

We combined our finances since day one of our 21 year marriage, and wouldnā€™t have it any other way. Doing life together includes finances.

44 |

@Lillith.

1 month ago

There's a ton that goes into it. If one is financially irresponsible, I wouldn't merge. That's only more money the irresponsible one can waste. If there are children, there cannot be separate finances. Children cost money, and those "little" things the one person gets for them quickly add up and you breed resentment.

11 |

@marykaitlynclark-joseph4192

1 month ago

Good one to post after Geena & James, since that was a clear example where they should combine finances.

15 |

@rjatn1013

1 month ago

Why didnā€™t you give option 2 advise to your 10x earning couple?! Rather than go after the poor musician chap to stress over not earning enough when the household income was absolutely huge?!

18 |

@Gioli565

1 month ago

I remember you and your wife did percentages, the way you are changing your tune and liking combining completely is much better. Hope you do it too. Marriage is about being a team and being fully in. Have side accounts for each partner for guilt free spending. Thatā€™s what we do. Works great.

3 |

@IMBLESSED-oe6dl

1 month ago

We eack keep 20 to 25% for personal spending n rest goes into to the household.

5 |

@sihr07

1 month ago

Grew up under the premise of ā€˜being independent means doing everything aloneā€™. Although not combining finances with my ex-husband was not the reason for our divorce Iā€™m pretty sure this contributed to our distancingā€¦How to truly feel like a couple when each one is pursuing their own thing?

3 |

@FunStuffBuddy

1 month ago

COMBINE IT ALL. Hands down. Except in certain circumstances like remarried and older and already have tons of assets going into the marriage

8 |

@mustafaaydntepe8836

1 month ago

We have combined finances. It totally depends on how much you trust the other person and how much are open to the other person. She has full access to my accounts, I have full access to her accounts. All we earn is ours. It is a simple and powerful way to manage the money. It makes our relationship more powerful.

1 |

@couragetamakloe4621

1 month ago

My wife and I combined finances. And we view all the finances as ours. Remember, spouses are be one, in strategy and decisions. That includes finances. This only works for spouses.

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@jeztravel

1 month ago

That is what my wife and I are doing. We combine our income together, no hers and mine. We have a single account and both our incomes go to that account. I am the one managing our money even though for the first 10 years of marriage she was making 6x more than me. But now since my business is doing so much better it is reversed. I am making more than her but we still put our money in the same account. This will only work if you trust each other with money.

1 |

@ppoppoiop6336

1 month ago

Honestly, I don't understand how a marriage with split finances is even a marriage. It's roommates with benefits.

1 |

@josephandreuccetti3706

1 month ago

The problem here is 2400$ rent. They should pull together and buy a house.

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@theoneders2056

1 month ago

I do 50% split to keep it simple and still each person manages their own money and spends their own. The problem with proportional is, it makes the person earning less too comfortable cause they'll feel like they'll be fine and not need to contribute/earn more or manage their money better. I made this mistake with my girlfriend, spent years being the one having to stress about self-improvement and working longer hours, trying to earn promotions at my job because she was just fine and dandy working her 20 hours a week at much less pay barely contributing anything. I recently told her she's going to have to carry her weight and I am done picking up her slack, now she's starting to realize that she actually should be earning more or doing better at budgeting her money. People like that MUST be placed in an uncomfortable position, otherwise they'll keep riding that cushy wave to the end. I shouldn't have to literally pay more of the bills, just because I put effort into self-improvement .

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@bmcla34

1 month ago

We just combined it all, way more simple to deal with.

4 |

@marsy427

1 month ago

We do everything combined except our guilt free spending is proportional - he makes more than me and spends more than me so I donā€™t mind! Once my income increases closer to his Iā€™m hoping to increase my guilt free spending a bit to be closer to 50/50. Itā€™s worked great for us so far!

1 |

@mmp495

1 month ago

Option 2 is more simplified and better if both parties are on the same page and communicate well. šŸ‘

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@brandondelgado7731

1 month ago

Lucky those that have spouses that see this making sense and not one that stays with ā€œmy money, our moneyā€¦ donā€™t touch my moneyā€

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@keishrich

1 month ago

My husband and I have always chosen option 2.

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