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20,333 Views • Jun 21, 2024 • Click to toggle off description
Views : 20,333
Genre: People & Blogs
Uploaded At Jun 21, 2024 ^^
warning: returnyoutubedislikes may not be accurate, this is just an estiment ehe :3
Rating : 4.937 (14/874 LTDR)
98.42% of the users lieked the video!!
1.58% of the users dislieked the video!!
User score: 97.63- Overwhelmingly Positive
RYD date created : 2024-07-07T23:56:27.84274Z
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YouTube Comments - 38 Comments
Top Comments of this video!! :3
My husband and I do like a yours mine and ours thing. We have a shared account for all shared expenses and then separate accounts where we buy our own clothes, fancy snacks, luxury items etc. This way neither person has to feel guilty for buying themselves a new pair of running shoes, as long as all the bills are covered.
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Before my husband and I got married, we talked about money. We combined immediately, and it is so much easier to have all the money be for our family and goals. If forces us to talk about money regularly and what our future goals are. I completely agree that it creates a stronger marriage!
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I like this. I did this. My ex husband was a spender always trying to keep up with the Joneses and he had 2 kids of his own. He was also violent and controlling. I ended up paying for his child support, private school fees, ex wives divorce settlement. That's why this marriage I'm in now, we have not combined. I have a credit card to hubby's main account to use as I need, he pays for his kids expenses, we pay for our son's together. He pays mortgage bills and insurances. I pay my car rego, groceries. We have our own savings and spending money system. If he wants to buy a new boat he know he has money and won't put us back , likewise if I want to buy new art supplies or a handbag . This marriage has lasted over 11 years this way 😊
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I don’t think a level of trust exists that would allow me to share money with another person like that. I get the value but I need to take care of myself first.
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That's definitely us, leave one of us having more extra funds for fun spending and uneven approaches to savings. Fabulous point! But what about some autonomy for spending choices?
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I am not sure I could do that if I were married. I can't stand combining even my own personal accounts. I need the separation for clarity and to see how it is all playing out.
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Money is always hard to talk in any relationship, couples, parents to kids, kids to parents, workers to employers etc. It is the fear to face conflict but it is much easier to face the reality. However, how many ppl can have the rationale conversation about the money to themselves or even others 😊
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So glad to hear you say to combine Ramit. At the beginning of your series you didn’t tell people that and told them you and your wife also don’t combine. It’s a hot mess when these couples who make average incomes don’t combine!
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I find this common sense to be honest. Each one pays proportionately to what they earn, but every expense that we get together we split in half. Also save money for yourself and togrther for holidays dreams etc
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Wow, this really resonates. Please keep sharing this info.
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I dont know, Ramit. Listening to you makes me want to, but our spending happens are way too different. I think it would cause more harm than good.
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Hidden cc charges
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Give an example of the best strategy to combine finances and each spouse still get to keep some of their money to get what they want for themselves without asking for permission.
I ask because couples who are employed have individual bank accounts.
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No way. Some people are very irresponsible with money. And when when it's combined the accountability goes away.
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💯👊
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What if INSTEAD you live your life alone, slowly dying in the ever lasting eternal void you enter day by day, with no one and nothing in sight but carrying the mundane daily tasks you do to grasp a sense of meaning in a meaningless reality.
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Nope. Never had an issue with separate bank accounts. However, you must keep communicating to pick up the slack when stuff happens. Both parties also need to be responsible.
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Men do not do this!
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I like your content and have been following you for a while but videos like this give me anxiety and make me want to take a break from watching you. Content is good but WAY too intense on the delivery with the music and the yelling. Chill a little. I can’t thumbs up this one.
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@bmcla34
2 months ago
We did this when my wife and I got married 10 years ago, and it has been the easiest thing. It's not my money or her money it's our money.
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